THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly turning to digital channels for their financial needs. This shift has caused to a drop in branch openings, and many institutions are merging existing branches to reduce costs. Despite

Climate change is a grave/serious/pressing threat to the planet, posing significant risks/challenges/dangers to human societies and natural ecosystems. Driven/Caused/Influenced by human activities/increased greenhouse gas emissions/the burning of fossil fuels, climate change leads/results/causes in a range of devastating/alarming/concerning consequ